_Purchase

• _{Completed loan application}
• _salaried:
• _{Last two years W-2/income tax returns}
• _{one month of paystubs}
• _{self-employed:}
• _{Last two years income tax returns}
• _{YTD profit and loss statement}
• _{Copy of the business license for the last two years}
• _{3 months bank statements for each bank, stock & mutual fund account}
• _{Recent copies of any stock brokerage or IRA/401K accounts you have.}
• _{If previously married: Provide a copy of divorce decree if applicable.}
• _{U.S. Residency Documents:}
• _{Citizen: copy of your social security card and drivers license}
• _{Permanent Resident: copy of your green card (front & back)}
• _{NOT a permanent resident: copy of your H-1 or L-1 visa}
• _{If you own rental property:}
• _{Provide rental agreements}
• _{Provide a current copy of your Mortgage Statement}
• _{Provide a current copy of your Hazard Insurance Declaration Page}

_Refinance

_{All documents required for a purchase}

_{If you are requesting a cash-out refinance: Provide a letter explaining what you plan to do with the proceeds.}

_{Provide a current copy of your Mortgage Statement}

_{Provide a current copy of your Hazard Insurance Declaration Page}